Compliance controls across onboarding and transactions
BearlaPay's Compliance & Risk Engine provides the control layer to onboard clients, enforce policy, and monitor activity across payments, wallets, cards, and digital asset flows. It is designed to operate consistently across multiple providers and rails, with configuration applied per tenant.
Consistent compliance controls across all payment rails, wallets, cards, and crypto operations.
Run onboarding and due diligence through structured workflows that match your policy and partner requirements:
KYC and KYB requirements per tenant and use case
Workflow based review and approval handling
Aligned to audit and partner expectations
Ongoing monitoring where required by your operating model
Apply screening as part of onboarding and transactional workflows so controls don't vary by provider:
Screening aligned to your risk policy and corridor rules
Handling of potential matches, escalations, and outcomes
Policy changes don't require rebuilding integrations
Monitor activity with consistent visibility across the stack:
Transaction monitoring aligned to payments, wallets, and money movement flows.
Risk scoring and alerting to support operational triage.
Monitoring hooks designed to work across different partner formats and status models.
Real time eventing support for operational workflows and downstream systems.
Convert policy into enforceable controls that can be applied consistently:
Rules, limits, and product activation controls configured per tenant
Transaction rules aligned to flow type and risk appetite
Configuration designed to scale across multiple programmes and client stacks
Detection only matters if teams can resolve outcomes efficiently:
Case management with workflow driven handling.
Alert queues, assignments, and escalations aligned to team structure.
Permissions and role-based access control for operational teams.
Keep actions, outcomes, and evidence defensible:
Audit logs for operational actions and API events
Reporting and exports to support reviews, partner enquiries, and ongoing controls
Consistent records across products so investigations don't fragment by module
Designed for both Whitelabel SaaS and Fintech as a Service operating models:
Tenant-level configuration of KYC requirements, limits, and risk rules.
Consistent controls across products with centralised auditability.
Scales across multiple client programmes without redesigning the compliance layer each time.
See how onboarding workflows, screening, rules and limits, transaction monitoring, investigations, and audit trails fit your operating model and target markets.
Book a Demo