Increase conversion and reduce payment fragmentation as you scale
E-commerce and subscription businesses grow by expanding markets, methods, and customer segments. The friction is that payments do not scale cleanly. Providers behave differently by country, issuer, method, and network, while reporting and settlement become harder to reconcile as you add more routes.
BearlaPay provides a unified Payments Gateway that functions as a smart orchestration gateway across acquirers, PSPs, and alternative payment methods, with a consistent operating and reporting model.
Optimise for approval rate, cost, and coverage through one orchestration layer, without rebuilding integrations.
Apply consistent 3DS2 orchestration across providers to balance conversion and control requirements.
Use controlled retry logic and failover to protect conversion when providers degrade or transactions fail.
Support tokenisation and credential continuity, reducing avoidable churn from payment failures.
Use unified reporting and reconciliation so operations and finance run one model across providers.
Run payments through one orchestration layer across multiple providers and methods, so you can change strategy without rebuilding your checkout and back office every time.
Route for performance, cost, and coverage across providers, markets, and methods, keeping control in your hands as conditions change.
Apply consistent 3DS2 handling across providers to balance conversion and control requirements.
Support resilience and continuity when providers degrade or transactions fail, using controlled retries and failover rather than hard stops.
Support network and PSP tokenisation to improve continuity and reduce customer friction.
Standardise reporting outputs so finance operations do not inherit a different settlement and fee model for every provider.
Operate refunds and disputes in a multi provider environment with consistent reporting and workflow handling.
Add local methods and additional acquiring without turning every new market into a new stack.
Operate multiple providers under one control model to reduce concentration risk and improve resilience.
Support continuity through tokenisation, consistent 3DS2 handling, and controlled retry and failover approaches.
Run configurations per programme or segment without fragmenting your operating model.
See how an e-commerce or subscription stack is operated through one Payments Gateway, including routing strategy, 3DS2 handling, retries and failover, tokenisation, and unified reporting and reconciliation across providers.
Book a Demo