Fintech as a Service powered through one unified platform
Fintech as a Service delivers a complete fintech stack through one platform: a unified API, a fully white label multi tenant operations dashboard, and a consistent operating model across enabled products. Regulated partner rails are integrated into the same workflows and reporting where required.
Platforms embedding finance into an existing product (embedded finance).
Fintech builders that want to launch and scale without assembling multiple vendors and internal operational functions.
PSPs and SaaS platforms adding wallets, FX, payouts, cards or crypto flows under a single delivery model.
Programmes that need multi tenant delivery for multiple brands, products, or downstream clients.
Integrate once and enable the modules you need per programme/tenant, without separate builds per provider.
Day to day operations delivered through the Operations Dashboard: client management, workflows, monitoring, disputes, permissions and audit logs.
A consistent internal model for balances, postings and operational traceability, with reporting outputs aligned to that model.
Access and manage partner delivered rails through the same workflow and reporting model, so adding providers doesn't create a new operating stack.
As a Canadian MSB, BearlaPay is authorised to operate key services directly, including:
These services run with the platform's own ledger and compliance layers, and the operational tooling needed to run them day to day.
Where regulated rails or programmes must be provided by regulated institutions, they are delivered via integrated partners and surfaced through the same operating model:
Including production and scheme obligations.
Software only; you run the programme operations and partner stack.
Managed delivery; BearlaPay operates enabled flows within the delivery model, with partner rails integrated where required.
Walk through programme setup, module activation, operational workflows, controls/auditability, reporting outputs, and how partner rails are delivered inside the Fintech as a Service model.
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