Orchestrate payments across multiple PSPs, acquirers and APMs
BearlaPay Payment Orchestration provides a single control layer for operating payments across multiple PSPs, acquirers and alternative payment methods. Configure routing and processing rules once, then scale provider coverage while keeping transaction handling, reporting and operations consistent.
As provider count increases, the operational burden increases faster: different request/response formats, different transaction states, different settlement outputs and different dispute workflows. BearlaPay normalises these differences so you can add or change providers without repeatedly reworking core payment logic.
Route transactions using configurable rules aligned to commercial, operational and compliance requirements.
Typical routing inputs include:
BearlaPay supports retry logic, cascading and failover to improve resilience and recover eligible transactions when the primary route fails.
Based on rule conditions
To an alternative provider where appropriate
To reduce dependency on a single provider
Transaction states and eventing across routes
Operate a broader payment mix without multiplying implementation effort.
Orchestrate acceptance across providers and payment methods.
Apply consistent processing decisions across routes.
Keep one operating model as you expand rails and coverage.
BearlaPay includes 3DS2 orchestration so authentication handling stays consistent across a multi-provider stack, without implementing one off logic per PSP or acquirer.
BearlaPay supports tokenisation for stored credential flows, including:
Support for both network-level and provider-level tokenisation.
For repeat and subscription payments.
BearlaPay provides unified reporting & reconciliation designed to reduce manual finance operations as providers and routes multiply, including unified settlement files to standardise settlement outputs across the stack.
Chargeback and dispute workflows with automated evidence submission, handled consistently across all providers.
Support for multi currency settlement with consistent visibility and reporting across providers.
See how routing rules, cascading/failover, 3DS2 orchestration, tokenisation, unified settlement files, reconciliation and dispute workflows are configured for your provider stack and target markets.
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