Crypto On/Off Ramp

Fiat to crypto and crypto to fiat through one orchestration layer

BearlaPay Crypto On/Off Ramp provides a single platform layer for running compliant ramp flows alongside the rest of your stack. Integrate once, then operate consistent transaction handling, status tracking and reporting while the underlying rails and providers can vary by market and programme.

Two integration options

API integration

Embed ramp journeys directly into your product while keeping a consistent backend model for transaction status, reporting and compliance hooks.

Fully white-label widget

Deploy a branded ramp experience using a standardised flow when speed to launch and UI consistency matter.

Core flows

On ramp (fiat to crypto)

Accept fiat via supported payment methods and complete the crypto purchase flow through a standardised lifecycle.

Off ramp (crypto to fiat)

Receive crypto and complete payout to fiat using the same lifecycle model and reporting approach.

Wallet creation and custody model

BearlaPay supports wallet creation aligned to programme design, including:

Custodial wallet creation

Full custody model where BearlaPay manages wallet creation and key management.

Delegated custody

Delegated custody model aligned to your programme design requirements.

Compliance built into the flow

Ramp products succeed or fail on compliance execution in production. This module is designed to support:

Travel Rule compliant processing

Travel Rule compliant transaction processing integrated into the platform operating model.

Chain analytics integration

Chain analytics integration for risk scoring and transaction assessment.

CVC transmission tracking

Crypto asset transmission tracking (CVC transmission tracking) for auditability and control requirements.

Fiat rails and payment methods

Support multiple funding and payout methods, including:

Cards

Card based funding and payout methods.

Bank transfer

Bank transfer funding and payout capabilities.

Alternative payment methods

Alternative payment methods (APMs) for funding and payouts.

Liquidity aggregation and pricing

BearlaPay supports liquidity aggregation to optimise execution and pricing, rather than locking you to a single source.

Platform scope and partner responsibilities

BearlaPay platform layer

  • Fiat to crypto and crypto to fiat transaction handling
  • API integration and fully white label widget
  • Wallet creation (custodial or delegated custody)
  • Travel Rule processing support
  • Chain analytics integration for risk scoring
  • Crypto asset transmission tracking (CVC)
  • Support for card, bank transfer and APM funding/payout methods
  • Liquidity aggregation logic

Partner layer

  • Liquidity provision
  • Settlement accounts
  • Stablecoin infrastructure
  • Exchange operations

Supported assets

Supported assets vary by partner and programme configuration. Example coverage includes BTC, ETH, USDT, USDC and SOL.

Deployment options

Whitelabel SaaS

You bring the required regulated partners. BearlaPay provides the orchestration layer, integration surface (API/widget) and operating model.

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Fintech as a Service

Use the same platform model, with BearlaPay operating applicable components where relevant and orchestrating partner delivered liquidity and settlement capabilities.

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Book a demo

See how ramp integration (API or widget), Travel Rule processing support, chain analytics scoring, fiat rail coverage and liquidity aggregation fit your target markets and operating model.

Book a Demo